Presque Isle County Special Needs Trust Lawyer
Planning for a loved one with special needs brings a unique mix of love, concern, and long-term responsibility. At Carig Law, we help families throughout the Presque Isle County area create Special Needs Trusts (SNT) that protect both financial security and access to needed benefits. With over 20 years of experience, our lawyer and team understand how important it is to get this right, legally, practically, and compassionately.
Call (989) 623-7592 today to schedule an appointment.
Preserving Benefits While Building Security
One of the biggest concerns families face is how to provide financial support without jeopardizing critical government assistance. Programs like Supplemental Security Income (SSI) and Medicaid impose strict asset limits, generally no more than $2,000 in countable resources. A properly drafted SNT is designed to solve this problem.
Assets placed into the trust are not considered owned by the beneficiary for SSI or Medicaid purposes, allowing the funds to be used for the beneficiary's benefit without counting toward the asset limit.
When structured correctly, an SNT creates a legal buffer between financial support and benefit eligibility, offering you confidence that future planning will not undermine essential care for your loved one.
Because every family’s situation is different, we provide highly customized guidance shaped by real-world experience and local insight, something larger, less connected firms may struggle to offer. We’re here to ensure the trust structure aligns with Michigan law and to help you think about your loved one’s long-term needs.
How Trust Funds Can Enhance Quality of Life
Another common question is how trust funds can actually be used day to day. Special Needs Trusts operate under what’s often called the “sole benefit” rule, meaning distributions must be made solely for the benefit of the person with disabilities. Within that framework, the trust can be a powerful tool for improving your loved one’s quality of life.
Funds from a Special Needs Trust may be used for things like:
- Educational programs, tutoring, or vocational training
- Therapy and treatment that is not fully covered by insurance
- Personal care attendants or support services
- Transportation, travel, and adaptive equipment
- Recreation, hobbies, and social activities that promote well-being
Real People, Real Peace of Mind.
Honest Feedback from People We’ve Had the Privilege to Help.
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“Big thanks to Katy and her team for providing your expertise on boards in our Rogers City United business round table, and to countless businesses and residents across our community. Much appreciated!”- David R.
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“Carig Law is both professional and knowledgeable. They assisted our non-profit group in various aspects. I highly recommend them for both personal and business use.”- Karen S.
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“Ms Carrigan was caring, professional, and extremely thorough in handling business for our non-profit. She was on hand for multiple issues and made all transactions and transitions run smoothly.”- Timeen A.
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“Katy recently helped me open a new business. Her knowledge and expertise made it effortless for me. Highly recommend!”- Lin W.
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“My parents had both passed, and I was in the process of closing and selling the house. My first attorney made enough mistakes in the selling of the house that it ended in Probate. I contacted Carig Law, and with Katy and Melody walking through the Probate process, which I thought would be a nightmare, was relatively quick and painless. I would highly recommend Carig Law, and if I ever needed an attorney, I would definitely give Carig Law a call.”- Bruce B.
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“Katie was very helpful and knowledgeable- L.B.
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Why Choose Carig Law?
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Client-Focused ServiceWe focus on building trust and long-term client relationships. Many clients return because they feel heard, respected, and supported.
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Tailored Legal StrategiesRather than a “one-size-fits-all” approach, the firm specializes and customizes solutions that fit each client’s specific life, goals, and circumstances.
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Flexible Legal Support
For clients with medical constraints, Carig Law offers flexible meeting options, prioritizing client convenience and comfort.
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Expedited Services Available
For urgent situations, Carig Law can expedite steps (in some cases, completing matters in a single day) to ensure clients receive critical help.